If you have been a good customer and have never missed a payment before, Capital One will most likely waive your late fee. They understand that life happens and sometimes you can’t help it if you’re late on a payment. However, if you are frequently late or have missed several payments, they may not be as lenient. In this case, it’s best to give them a call and explain your situation. They may be willing to work with you to set up a payment plan or waives fees for future months. Whether or not they waive your fee, it’s always best to try and avoid missing payments whenever possible. Late fees can add up quickly and make it difficult to get caught up on your bills.
Have you ever found yourself in a situation where you need some extra cash to cover unexpected expenses? Do you have bills piling up and