There are a number of factors that can make a credit card difficult to obtain. One of the most important is credit history. Cards with the best terms and lowest rates are typically reserved for applicants with excellent credit scores. Another factor that can make it difficult to get a credit card is income. Many issuers require applicants to have a certain level of income in order to qualify for a card. Finally, some cards are only available to people who live in certain geographic areas. For example, some cards are only available to residents of particular states or regions. All of these factors can make it difficult to get a credit card. However, the most difficult credit card to obtain is usually the one with the best terms and lowest rates. Therefore, it is important to shop around and compare different cards before applying.
There are many myths about what rich people do and don’t do, one of which is that they all use the same type of credit