What Credit Cards Do Rich People Use?

There are many myths about what rich people do and don’t do, one of which is that they all use the same type of credit card. This could not be further from the truth, as there are a variety of different cards that can be used to help amass wealth. In this post, we will explore some of the most popular credit cards among the wealthy and discuss how each one can be advantageous for building your net worth

The first credit card on our list is the American Express Centurion Card. This card is considered to be the “holy grail” of plastic by many high-net-worth individuals. The reason for this is because it comes with a whole host of benefits, including a 0 annual airline fee credit, no foreign transaction fees, and complimentary membership in several airport lounges around the world. Additionally, Amex offers an extremely generous rewards program that gives members 5x points on airfare purchases and up to 1 million bonus points per year.

Next up is the Chase Sapphire Reserve Card. This card has become very popular in recent years due to its high rewards rate and plethora of travel benefits. For example, Chase Sapphire Reserve members receive 3x points on all travel purchases (including airfare, hotels, and rental cars), as well as a 0 annual travel credit. Additionally, cardholders get access to a number of valuable perks, such as priority boarding and complimentary upgrades on select airlines.

Rounding out our list is the Citi Prestige Card. This card is a great choice for high-end spenders who want to earn rewards while also enjoying some premium benefits. For starters, cardholders earn 3x points on all air travel and hotel purchases. In addition, they receive a 0 annual travel credit, complimentary access to over 900 airport lounges worldwide, and concierge service 24/7.

There you have it – three of the best credit cards for rich people! While each one comes with its own set of benefits, all three cards share one common trait: they can help you earn a ton of rewards that can be used to offset the cost of travel (or anything else for that matter). So, if you’re looking to take your financial game to the next level, consider using one of these cards. Who knows, you may just find yourself on the fast track to riches!

author avatar
Michael Solomich

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