Stearns Lending, LLC. Review

Michael Solomich
October 5, 2022
6:50 pm

Stearns Lending, LLC. is a privately held mortgage banking firm headquartered in Santa Ana, California, founded in 1989. Stearns Lending is an approved Fannie Mae, Freddie Mac and Ginnie Mae Direct Seller/Servicer, a FHA Direct Endorsement and VA Automatic mortgage lender. Stearns Wholesale Lending division offers competitive pricing, technology-driven efficiency and a consultative team delivering exceptional service to our correspondents and broker partners across the United States. Stearns Retail Lending delivers innovative technology, responsive service and common sense underwriting delivering fast approvals and knowledgeable loan officers to provide consumers with a superior borrowing experience. I highly recommend Stearns Lending, LLC. for all your home lending needs!

Pros:

1) Stearns Lending, LLC has been in business since 2002.

2) They are an approved Fannie Mae and Freddie Mac lender.

3) They have a wide variety of loan products to choose from.

4) They have a fast online application process.

5) They offer competitive interest rates.

6) They have excellent customer service.

7) They are a HUD-approved housing counseling agency.

8) They offer the Home Affordable Modification Program (HAMP).

Cons:

1) Stearns Lending, LLC is not a direct lender. This means that they work with other lenders to get you the best rate possible. This could lead to a longer process time.

2) Their interest rates may not be the lowest rates available. However, they do offer competitive rates.

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