Sears Credit Card

Unlock Savings and Rewards with the Sears Credit Card

Discover a world of savings, rewards, and exclusive benefits with the Sears Credit Card. Whether you’re a frequent Sears shopper, looking for special financing options, or seeking a credit card with no annual fee, the Sears Credit Card is designed to meet your needs. Explore the features and advantages that make this card the perfect choice for your everyday purchases and big-ticket items.

Why Choose the Sears Credit Card?

1. Exclusive Rewards Program

The Sears Credit Card offers a rewarding points program that lets you earn points on every purchase. Earn 5 points per dollar spent on eligible purchases at Sears and Kmart, 2 points per dollar spent on eligible gas stations and grocery store purchases, and 1 point per dollar spent on all other eligible purchases. Your regular spending now translates into valuable rewards that you can use for a variety of options.

2. Special Financing Offers

Take advantage of special financing offers available to Sears Credit Cardholders. Enjoy no interest on qualifying purchases if paid in full within the promotional period. These financing options make it easier to manage your budget and pay over time without incurring high-interest charges, allowing you to purchase what you need when you need it.

3. No Annual Fee

Maximize your savings with the Sears Credit Card, which comes with no annual fee. Enjoy all the benefits and rewards of this card without worrying about additional costs, making it an ideal choice for budget-conscious shoppers who want to get the most value from their credit card.

4. Member-Only Offers

As a Sears Credit Cardholder, you gain access to exclusive member-only offers and discounts. Receive special promotions and deals on a wide range of products, from appliances and electronics to clothing and home goods. These exclusive offers are designed to provide you with added value and enhance your shopping experience at Sears and Kmart.

5. Flexible Redemption Options

Redeem your points for a variety of rewards, including statement credits, gift cards, merchandise, and travel. The flexibility of the rewards program ensures that you can choose rewards that best suit your lifestyle and preferences. Whether you’re saving for a big purchase or treating yourself to something special, your points go a long way.

6. Competitive APR

The Sears Credit Card offers a competitive variable APR on purchases and balance transfers, giving you the flexibility to manage your finances effectively. Whether you’re making everyday purchases or transferring a balance from another card, enjoy a low-interest rate that helps you stay on top of your financial goals.

How to Maximize Your Rewards with the Sears Credit Card

Making the most of your Sears Credit Card rewards is simple. Here are some tips to help you maximize your earnings and enjoy all the benefits:

1. Shop at Sears and Kmart

Earn 5 points per dollar spent on eligible purchases at Sears and Kmart. Plan your shopping trips to take advantage of this high-reward category. Whether you’re buying home appliances, clothing, or electronics, your spending at these stores maximizes your points.

2. Use Your Card for Gas and Groceries

Earn 2 points per dollar on eligible gas station and grocery store purchases by using your Sears Credit Card for these everyday expenses. These categories offer additional points and help you accumulate rewards faster.

3. Pay Off Your Balance in Full

To avoid interest charges and make the most of your rewards, pay off your balance in full each month. This strategy ensures you enjoy the benefits of the card without incurring additional costs, maximizing your savings and rewards.

4. Redeem Points for Valuable Rewards

Redeem your points for a variety of rewards that best suit your lifestyle and preferences. Choose from statement credits, gift cards, merchandise, and travel options to make the most of your points. The flexibility of the rewards program ensures there’s something for everyone.

5. Stay Informed About Promotions

Keep an eye out for special promotions and offers that can help you earn additional rewards and savings. Check your account regularly for updates and take advantage of any opportunities that align with your spending habits. These promotions can significantly boost your rewards earnings.

How to Apply for the Sears Credit Card

Applying for the Sears Credit Card is quick and easy. Follow these steps to get started:

  1. Eligibility Check: Ensure you meet the basic eligibility requirements, such as being a resident of the United States and having a valid Social Security number.
  2. Gather Information: Prepare your personal information, including your Social Security number, income details, and any other relevant financial information.
  3. Apply Online: Visit the Sears Credit Card application page on our website. Fill out the online application form with the required information.
  4. Submit Your Application: Review your application to ensure all information is accurate, then submit it for processing. You will receive a response regarding your application status within a few minutes.
  5. Receive Your Card: Upon approval, your Sears Credit Card will be mailed to you. Activate your card and start enjoying the numerous benefits and rewards it offers.

Exceptional Customer Service

Experience exceptional customer service with the Sears Credit Card. Cardholders have access to 24/7 customer support, ensuring you can get assistance whenever you need it. Whether you have questions about your account, need help with a transaction, or want to explore additional benefits, our dedicated customer service team is here to help.

Security and Fraud Protection

Your security is our top priority. The Sears Credit Card comes with advanced security features, including EMV chip technology, fraud monitoring, and zero liability for unauthorized purchases. These measures ensure your transactions are secure and your personal information is protected, giving you peace of mind with every purchase.

Additional Cardholder Benefits

1. Purchase Protection

Shop with confidence knowing your Sears Credit Card offers purchase protection. Benefit from extended warranty coverage on eligible purchases, ensuring that your items are protected beyond the manufacturer’s warranty. This protection provides peace of mind, knowing your purchases are safeguarded.

2. Online Account Management

Manage your account with ease using Sears’ online banking platform. View your statements, track your spending, make payments, and redeem rewards all from the convenience of your computer or mobile device. Stay in control of your finances with 24/7 access to your account information.


The Sears Credit Card is your gateway to a world of savings, rewards, and exclusive benefits. With its generous rewards program, no annual fee, special financing offers, and robust security features, this card is designed to enhance your shopping experience and help you achieve your financial goals. Apply today and start earning points towards your next purchase or desired reward. Turn your everyday spending into extraordinary rewards and elevate your lifestyle with the Sears Credit Card.

Join the Sears Credit Card family today and unlock a world of rewards and exclusive benefits. Start earning points, enjoying special perks, and making the most of your financial journey. Transform your wallet and your spending experience with the Sears Credit Card.

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Michael Solomich

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