Plains Commerce Bank Visa Classic Card

For those who are looking for a simple credit card with no annual fee, the Plains Commerce Bank Visa® Classic Card is a great choice. This card offers a 0% Intro APR on purchases and balance transfers for the first 12 billing cycles, and after that, a variable APR of 13.99% – 23.99%. There is no balance transfer fee for balances transferred within the first 60 days of account opening. Cardholders also earn 1% cash back on all purchases, which can be redeemed for cash back, gift cards, or merchandise. In addition, there is no foreign transaction fee, making this an ideal card for travel. Overall, the Plains Commerce Bank Visa® Classic Card is a great choice for those who are looking for a basic credit card with no annual fee and plenty of perks.

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