NBT Bank Secured Visa Card

The NBT Bank Secured Visa® Card is a great option for those looking to establish or rebuild their credit. This card reports to all three major credit bureaus, so you can build your credit history as you make on-time payments. Additionally, the NBT Bank Secured Visa® Card offers a competitive interest rate and no annual fee. Plus, you can choose your own credit limit, up to $5,000. To qualify for the NBT Bank Secured Visa® Card, you will need to deposit funds into a savings account as collateral. This deposit serves as your credit limit and is fully refundable if you close your account and pay your balance in full. With the NBT Bank Secured Visa® Card, you can enjoy all the benefits of a Visa card while also building your credit history.

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