Are you looking for the best credit cards for a 600 credit score? If so, you’re in the right place! We’ll show you the 8 best credit cards for a 600 credit score.
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If you have a 600- credit score, you’re probably looking for the best credit cards you can get your hands on. While you may not be eligible for some of the best rewards cards out there, there are still plenty of great options available to you that can help you rebuild your credit and improve your finances. This article will share some of the best credit cards for 600 credit score holders.
Whether you’re looking for a card with great cash back rewards or one with low-interest rates, we’ve got you covered. So, without further ado, here are the 8 best credit cards for 600 credit score holders in 2022.
Capital One® Secured Mastercard®
The Capital One® Secured Mastercard® is a great option for those with bad credit who are looking to rebuild their credit. With this card, you’ll get a 0 credit limit (with a refundable minimum security deposit of , , or 0 (depending on your creditworthiness), which will become your credit limit.
Once you make your first 6 monthly payments on time, you may qualify for an increase to your credit limit without putting down another security deposit—and there are No annual fees. Additionally, there’s no foreign transaction fee on international purchases, and you can use your card anywhere Mastercard is accepted.
The Capital One Secured Mastercard is an excellent choice for adding and building your credit score if you have a limited or poor credit history. No matter where your credit stands today, this card can help advance it to the next level sooner than you think!
Petal® 2 “Cash Back, No Fees” Visa® Credit Card
The Petal® 2 “Cash Back, No Fees” Visa® Credit Card is a great option for those with fair credit looking to cash in on some rewards. This card offers 1% – 1.5% cash back on all of your purchases, and there’s No annual fee or foreign transaction fees. You can also avoid paying interest on purchases with a 0% intro APR for 12 months (then 14.99% – 28.49% variable).
You start at 1% as a new cardholder, and if you make your first 12 payments on time, your rewards will increase to 1.5%.
Discover it® Secured Credit Card
The Discover it® Secured Credit Card is a great option if you’re looking to rebuild your credit. With this card, you can earn 2% cash back at Gas Stations and Restaurants on up to ,000 in combined purchases each quarter. You’ll also get 1% cash back on all other purchases. There’s No annual fee, and your cash back rewards never expire during the first year. Furthermore, you will transition to an unsecured account after 8 months as long as you keep your account in good standing.
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Capital One Quicksilver One Cash Rewards Credit Card
This credit card is designed to help customers grow their credit. This unsecured card has a minimum credit limit of 0 and a fairly high APR(26.99% variable). However, it comes with one key feature: no rewards. This card might not be the best for you if you expect rewards. However, it comes with no annual fees and requires no security deposit.
You’ll also get a small boost in your credit limit after making your first 6 monthly payments on time.
Capital One Platinum Credit Card
The Capital One Platinum Credit Card is a good option for those who are looking to rebuild their credit score by borrowing money responsibly and making payments on time every month.
It doesn’t come with any rewards, but there are other perks like free monthly credit reports from TransUnion, extended warranty protection on purchased items, and rental car insurance coverage. And the best part? No annual fee! You can avoid paying interest on your purchases with a 0% intro APR on purchases for 15 months (then, 17.99% – 26.99% Variable).
Upgrade Cash Rewards Visa® Card
The Upgrade Cash Rewards Visa® Card is available to those with a credit score of at least 600. With this card, you’ll earn 1.5% cash back on everything. You won’t have to worry about an annual fee either. Plus, there’s a 0% intro APR for 15 months on qualifying purchases and balance transfers. After that, a variable APR of 8.99% – 24.99% applies.
Indigo® Platinum Mastercard® for Less than Perfect Credit
This card can help you if you’re working to improve your credit, but it also comes with a few drawbacks. For example, you’ll have a annual fee, and there’s a 24.9% variable APR (purchases) and 29.9 % for cash advances. Additionally, this is not a rewards card, so you won’t earn any cash back or points with your purchases. However, the Indigo® Platinum Mastercard® for Less than Perfect Credit can help you build your credit since it reports to all three major credit bureaus. You may also be able to qualify for a credit line increase after 6 months of responsible use.
Credit One Bank® Platinum Visa® for Rebuilding Credit
The Credit One Bank® Platinum Visa® is another good option for those with fair credit looking to earn some rewards on their spending. With this card, you’ll earn 1% cash back on eligible purchases (terms apply), and there’s zero fraud liability. You can also get free online access to your Experian credit score to track your progress.
The only drawback of this card is that there are annual and other transactional fees. For instance, you’ll find a annual fee for the first year, and after that, annually (.25 per month). Other fee charges are based on: Cash advance, foreign transactions, late payment, and returned payment fees.
The Bottom Line
There are a few reasons why you might have a 600 credit score. It could be from making late payments, having a high credit utilization rate, or having a limited credit history. Whatever the reason is, there are still plenty of credit cards that you can be approved for. We hope this list of our eight of the best credit cards for a 600 credit score has been of help.