A financial services firm with its San Francisco headquarters, bank of the west has $889 billion in assets as of September 30, 2017. Bank of the west, established in 1874, offers a full range of personal, business, wealth management, and international banking services through more than 600 branches, offices, and internet channels spread over 23 states. BNP Paribas, a top bank in Europe with over 192,000 employees and a presence in 74 countries, is the parent company of bank of the west.
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When you open any deposit checking account with any opening deposit amount at the bank of the west (apart from UCB student checking and bank of the west premier checking), you will receive a $250 bonus (a penny or more).
Set up a direct deposit with your workplace or benefits provider, and for the following three consecutive months, make direct deposits totaling $1,000 or more information, refer to the terms and conditions offer qualification periods, and important dates.
After meeting those criteria, you are eligible for the incentive
You can avoid paying the $10 monthly cost for the account if:
- Each statement cycle, you may make any deposit( this can be using the mobile app, in the branch, via ATM, or directly into the account)
- You are under 25 years old
Other, there is no minimum balance requirement, and account opening only takes ten minutes.
You must be a resident of one of the following states to open an account: Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, or Wyoming. You can open an account online (where the promo code will be automatically entered) or in person at a branch.
Bank of the west premier checking bonus
The increased demands explain why this offer is more expensive:
First, if you open a premier checking account deposit at least $25,000 that same month, and keep an average balance of $25,000 for three whole calendar months, you will receive $500. Then, if you open a choice money market savings account, you will receive an extra $100, you must deposit a minimum of $10,000 in funds that are new to the bank of the west and keep an average monthly balance of $10,000 for three complete calendar months.
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For the first two statement cycles, the monthly service fee for premier checking is waived. Additionally, it is waived with a combined average monthly amount of $25,000, which you will reach if you fulfill the bonus conditions.
For checking accounts with no minimum balance requirement and no monthly maintenance charge with direct deposit, this bonus is above average, thus, the offer is competitive. Similar prizes normally range from $200 to $250
There is just one method for everyone else to avoid paying the price. You can avoid the cost by simply making at least one deposit to the account for each statement. Getting started with direct deposit is simple. A fee for hardcopy statements is also charged.
This advice is tried and true to avoid the monthly bank fees:
- Utilize accounts that are both free and for savings. Many banks still offer them
- Enroll in direct deposit
- Maintain a minimal equilibrium
- Maintain several accounts with your bank
- Use only the ATMs owned by your bank
- Keep your spending inside your means
- Register for text or email alerts
Enjoy no minimum balance requirements, a monthly service fee that is simple to waive, 0% responsibility for fraud, and fraud protection from the most excellent environmental policies of any significant US bank from the bank.
Refer a friend program at the bank of the west: Up to $1,000 annually
Each time you recommend a new customer to the bank of the west who satisfies the conditions, you will receive a $25 bank of the west checking account bonus. More information is provided below:
Cash value: $25 for each
- Successful referral, maximum of $1,000 annually
- To qualify, a $1 deposit is required
- Date of expiration: December 31, 2022
How to obtain it:
- Enter your name, email address, zip code, and the first six and last four numbers of your debit card on the refer-a-friend sign-up page.
- Enter the site after that and suggest any potential account opening candidates.
- Friends who open qualified accounts through the link will additionally get a $25 bank of the west bonus offer.
- There are no bank of the west coupons required, but the right URL must be used by your friends
- Within 120 days of the referral’s account, the opening is when you will receive it
- The following conditions: Your recommended pals must be brand-new bank of the west clients
- No monthly cost
- Promotional page: Incentive for referring friends
60,000 bonus points with the bank of the west business rewards Mastercard
This company rewards card gives two times the points on all transactions, which may be exchanged for cash, gift cards, or vacation. It includes zero liability protection and a 0% introductory APR for the first nine months.
Additionally, bank of the west enrolls its business credit cards automatically in Mastercard Easy savings, which provides an extra rebate of up to 25% on qualifying purchases like petrol, food, lodging, and rental cars.
Conclusion
For individuals who reside in its immediate service e region, especially if you wish to be close to a local branch, bank of the west’s current promotions are optimal. Although promotions are good, consider them to be nothing more than a bonus. When selecting a bank, it’s critical to think about if its offerings, accessibility, and accessibility, and accessibility match your financial objectives. If not, you can find yourself looking for a new bank sooner than you anticipate.
