Are mortgages public record?

In the United States, mortgages are typically recorded with the local government as a matter of public record. This allows potential buyers to see if the property has any outstanding liens or encumbrances that could affect their decision to purchase. It also helps lenders to track the debt and ensure that payments are being made on time. While mortgages are typically considered public information, there are some exceptions. For example, certain types of government-backed loans may not be subject to public disclosure. Additionally, some states have laws that allow homeowners to request that their mortgage information be kept private. In general, however, most mortgages are considered public record and can be accessed by anyone who wishes to view them.

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